Stamp Duty Calculator
Get an indicative estimate of the transfer duty on your purchase — one of the biggest upfront costs of buying a home in Australia.
🇦🇺 AustraliaHow this stamp duty calculator works
Stamp duty — formally called transfer duty — is a state and territory tax you pay when buying property in Australia. After your deposit, it's usually the single largest upfront cost of a purchase, and it climbs steeply as the property value rises. This calculator gives you an indicative figure so you can budget for it early.
The tool applies a simple progressive bracket to your property value. Each band charges a fixed base amount plus a percentage on the portion of the value above that band's threshold — for example, a base of $1,887.50 plus 4.5% on the value between $130,000 and $960,000. The result is your estimated duty, the effective rate (duty as a percentage of the price), and your total upfront cost (property value plus duty).
This is a generic indicative estimate only. Every state and territory — NSW, VIC, QLD, WA, SA, TAS, ACT, and NT — sets its own brackets, thresholds, and surcharges (such as extra duty for foreign buyers or investors). The single bracket here will not match any one state exactly, so treat the number as a ballpark rather than a quote.
Your actual duty can be much lower if you qualify for a first-home-buyer concession or exemption, which many states offer below set price caps. For a precise figure, use your state or territory revenue office calculator, or ask your conveyancer or broker to confirm before you commit.
Stamp duty questions
Stamp duty (also called transfer duty) is a tax charged by each Australian state and territory when you buy property. It is one of the largest upfront costs of a purchase, paid on top of your deposit. The amount rises with the property value and is usually due shortly after settlement.
It applies a simple, generic progressive bracket to your property value to produce an indicative figure. Each band charges a base amount plus a percentage on the value above the bracket threshold. This is a planning estimate only — every state and territory uses its own rates, thresholds, and concessions.
Often, yes. Most states and territories offer first-home-buyer concessions or full exemptions below certain price caps, and some waive duty entirely for new builds or vacant land up to a threshold. This calculator does not apply those concessions, so your actual duty may be lower — check your state revenue office.
Because stamp duty is set state-by-state with different brackets, surcharges (for foreign buyers or investors), and concessions. This tool uses one generic bracket for illustration. For an exact figure, use your state or territory revenue office calculator or speak to your conveyancer.
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